Tuesday, September 29, 2009
Cheap Homeowner Insurance Rates -- Easy Tips To Save Much More
Anybody who uses the right advice will easily attract cheaper home owners insurance rates without sacrificing sufficient coverage It's also important that I point out that there are ways that might put you at risk even if they help you make savings for now. I will, however, only give tips that will save you much while you still maintain sufficient coverage...
1. Make the exterior of your house fire-safe and you will reduce your homeowner insurance rate. Having things that are very inflammable or that help combustion around your building will make you pay higher rates. Bushes near your home should be cut and maintained at a distance of at least 10 feet from your structure. This is because how fire-safe a house is goes a long way in affecting what it will cost to insure that home.
2. You'll as well get a discount if you have motion-sensitive lighting on your property. Burglars will keep off from places where their activities will be easily noticed. And motion-sensitive lighting does just that. Because thieves keep off from homes with such lighting, you reduce your home's risk of burglary and, consequently, your premiums.
3. Dead-bolt locks on every exterior door will help you get a cheaper rate. They will make it harder for burglars to break into your home. And as you know, the lower the risk of burglary in a home, the cheaper premiums it will attract.
4. You can save much by visiting at least 5 homeowners insurance quotes sites. If you do this, you will get the lowest homeowner insurance quotes available as five sites will present not less than 25 quotes altogether.
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